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The Mehta & Company Privacy Policy describes how we use and protect your customer information. We believe that protecting your privacy is an integral part of the customer service we provide to you.
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HOW WE PROTECT AND USE CUSTOMER INFORMATION
 
We are committed to protecting the security and integrity of customer information through procedures and technology designed for this purpose.
  • We limit employee access to customer information to those who have a business reason to know this information. Employees are required to honor our code of conduct, which includes standards to protect customer confidentiality.
  • We maintain policies and procedures covering the proper physical security of workplaces and records.
  • Our physical, electronic, and procedural safeguards meet or exceed legal standards regarding the protection of customer information.
  • We require contractors and outside companies who work with us to adhere to strict privacy standards through their contracts with us.
 
We collect and maintain customer information as part of servicing your account and your customer relationship.

In the course of serving you, we collect information about you from a variety of sources, such as:
  • Information you provide to us on applications or forms, such as your income and accounts with other companies, banks etc.
  • Information we receive from an outside company, such as a credit bureau, regarding your credit history or employment status.
  • Information about your transactions or experiences with companies affiliated with Mehta & Company.
 
The customer information we collect is used to service your accounts and meet your financial needs.

Information may be used at Mehta & Company, as well as with authorized third parties, for a number of purposes, such as:
  • To protect your accounts from unauthorized access or identity theft
  • To process your requests such as loan applications, purchases, and ATM withdrawals
  • To service your accounts by issuing checks, ATM cards, and account statements
  • To keep you informed about financial services of interest to you
 
We do not share customer information with outside parties who may wish to market their products to you.

We may disclose the information we collect, as described above, with nonaffiliated third parties that are acting on our behalf, or as permitted by law, including:
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  • Companies that perform support services for us, such as data processors, technical systems consultants and programmers, or others.
  • Companies that help us market Mehta & Company products and services to you, conduct surveys or provide marketing research.
  • Government entities, courts or other entities (in response to subpoenas and other legal processes), or those with whom you have requested us to share information.
  • Important Notice about Credit Reporting: We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report.
 
Within Mehta & Company we share information with the employees so that we can work together to serve you.

We may disclose all of the information we collect, as described above, within the affiliated companies of Mehta & Company, including:
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  • Our administrative and service units which, for example, service your accounts or prepare your account statements.
  • Companies which provides financial and other services. These include consumer bankers, mortgage lenders, consumer lenders, securities broker-dealers, insurance agencies and real estate brokerage companies. By law, information that helps us identify you or is derived from your transactions and experiences with us may be shared among the company (a) for purposes other than direct marketing, and (b) unless you instruct us otherwise, for direct marketing purposes. You can instruct us not to share other personal financial information about you with other companies. In addition, if you select that option, we will not share any information about you with our affiliates for direct marketing purposes. Indicate your preference by informing us at any time.
 
As a customer, please note that if you choose not to receive solicitations by direct mail or any other channel, you may continue to receive marketing information about Mehta & Company products or services in regular account mailings and statements, when you visit us online or physically hold a meeting with the company or any of its employees. You may also receive survey calls.

The policies and practices described in this disclosure are subject to change and update. The policies and practices described in this disclosure replace all previous notices or statements regarding this subject.
 
Online Privacy Policy
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In the information age, Mehta & Company´s commitment to protect your information and your privacy extends to your online business functions with us. While our privacy policies are the same whether you are online or not, we have extra measures in place to protect your privacy when you avail of our services online
 
Visitor
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Mehta & Company provides various demos of its financial planning tools designed to help you make financial decisions and choose the products and services that are right for you. For example, our Calculator or Mortgage Calculator allows you to create various “what if” scenarios to determine your financial needs.

If you are not a customer of Mehta & Company, we do not collect, capture, or retain personally identifiable information when you are just browsing and testing these scenarios.
 
Registered User
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When you initiate an online application for one of our products or services, or register for an online service, our website will request information, such as your email address or your account number. This information allows you to perform certain tasks (for example & correspond with us or review your accounts) and it allows us to provide the information you requested. In these cases, we collect only the information necessary to interact with you. We also gather data to track website usage, such as number of hits, pages visited, and the length of user sessions in order to evaluate the usefulness of our sites.
 
About Cookies:
Cookies are pieces of data assigned by a web server to the browser on your PC. Cookies help websites to keep track of your preferences and to recognize return visitors. So, when you return to a website you've visited before, your browser gives this data back to the server. Contrary to reports about cookies, cookies do not contain viruses. We do not embed your Social Security number, account number(s) or password in our cookies.

Mehta & Company uses cookies to make your online experience with Mehta & Company and certain linked Web sites richer and more personalized based on the products and services you have with us.

We also use cookies for various purposes such as maintaining continuity during an online session, gathering data about the use of our site or monitoring our online promotions; this information helps us inform you about additional products, services or promotions that may be of interest to you. These promotions may be offered to you via online ads, email, Indian post or telephone, subject to the privacy preferences you have on file with Mehta & Company.

We recommend that you complete your online transactions and sign off before surfing to other sites or turning off your PC. We also suggest that you do not surf to other sites during your online banking session.

You cannot bank online without cookies. We encourage you to read the privacy policies of the websites you visit before you accept cookies from them.
 
Policy Changes
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If it is necessary to make changes to our online privacy policies, we will update the Mehta & Company Online Privacy Policy with the changes.
 
 
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